How Much Do Veneers Cost With Insurance?

Wondering how much veneers cost with insurance? By reading this article, get an estimate for this cosmetic dental treatment and explore your coverage options.

A beautiful smile can boost your confidence and enhance your overall appearance, but many people hesitate to undergo cosmetic dental procedures due to the perceived cost. If you’re considering veneers to improve the look of your teeth, you may be wondering how much they cost and whether your dental insurance can help cover the expense. 

On average, the cost of veneers can range from $800 to $2,500 per tooth, depending on factors such as the material used and the location of the dental practice. However, the actual cost can vary widely depending on your specific case.

In this article, we’ll explore the cost of veneers with and without insurance and provide some tips for maximizing your insurance benefits to help make this popular cosmetic dental procedure more affordable. So, without much further ado, let us jump right in!

What are dental veneers?

dental veneers
Image Source: Medical News Today

Dental veneers are finely shaped, tooth-colored shells connected to the front surface of teeth to improve their appearance. They’re frequently produced using porcelain or gum composite materials and permanently attached to your teeth. Veneers can be utilized to treat various diverse corrective concerns, including teeth that are chipped, broken, stained, or smaller in size.

A few people may just get one veneer because of a wrecked or chipped tooth, yet many get between six to eight veneers to make an even, balanced grin. The top front eight teeth are the most popularly applied veneer.

Types of dental veneers

types of dental veneers
Image Source: Blue Water Dental

Two distinct kinds of veneers are utilized in dental specialist workplaces today: porcelain veneer and composite-resin veneer.

Porcelain veneers

Porcelain veneers are shells that are connected to the teeth. The shells are slender and are specially designed to fit over every individual tooth with the goal that they can look totally common once they are joined. A few advantages of porcelain veneers include the following:

  • Natural-looking surface
  • More stain resistant
  • Strong and long-lasting
Procelain veneers
Image Source: Porcelain Veneers

Composite resin veneers

Composite resin veneers are unique in relation to porcelain veneers on the grounds that rather than a shell covering the tooth, the composite-resin is produced using a tooth-hued filling material attached to the tooth. Like porcelain veneer, composite resin veneers have a few advantages, including:

  • Less tooth lacquer should be taken out when contrasted with porcelain veneers to put them on the teeth
  • Does not cost as much as porcelain veneers, by and large
  • While not as solid as porcelain veneers, the composite-sap facade can be rapidly and effectively fixed
composite resin veneers
Image Source: Kerrisdale Dental Centre


They are a brand of ultra-thin porcelain veneers that are about the thickness of a contact lens. Because they are so thin, Lumineers require minimal preparation of the natural tooth and can often be placed without any drilling or injections. However, they may not be suitable for all patients and may not provide the same level of customization as traditional porcelain veneers.

ultra-thin porcelain veneers - lumineers
Image Source: Magnolia Dental

Prepless veneers

These are similar to Lumineers in that they require minimal work to look like tooth structures. Prepless veneers are made of composite resin material and are a good option for people who want to improve their teeth appearance without drilling or injections. However, they may not be as strong or long-lasting as traditional porcelain veneers.

prepless veneers
Image Source: Wildewood Aesthetic Dentistry

Instant veneers

These are temporary veneers that can be applied in a single visit to the dentist. They are made of a thin, pre-formed material customized to fit the patient’s teeth. Instant veneers are a good option for people who want to try out the look of veneers before committing to a permanent solution.

temporary veneers
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There’s a ton to consider when considering getting veneers, and your dental specialist can assist you with choosing which type is best for you.

How much is a full top set of veneers?

cost of dental veneers
Image Source: Canva

The cost of dental veneers can vary depending on several factors, such as the type of veneer, the location of the dental practice, and the dentist’s expertise. Here are some approximate costs for each type of veneer:

  • Porcelain veneers: The cost of porcelain veneers can range from $1,000 to $2,500 per tooth. This price may be higher in metropolitan areas or if additional dental work is required.
  • Composite veneers: Composite veneers are generally less expensive than porcelain veneers, ranging from $250 to $1,500 per tooth. However, they may need to be replaced more frequently, which can add to the overall price.
  • Lumineers: The cost of Lumineers is similar to that of traditional porcelain veneers, with prices ranging from $800 to $2,000 per tooth.
  • Prepless veneers: Prepless veneers are typically less expensive than traditional porcelain veneers, ranging from $500 to $1,500 per tooth.
  • Instant veneers: Instant veneers are the least expensive option, ranging from $20 to $100 per tooth. However, they are only a temporary solution and must be replaced regularly.

It’s important to remember that the cost of veneers can vary widely depending on the individual case and the location of the dental practice. Additionally, most insurance plans do not cover the cost of veneers as they are considered cosmetic procedures. Discussing the cost and payment options with your dentist before proceeding with any veneer treatment is a good idea.

Can you get veneers with insurance?

veneers with insurance
Image Source: Health Insurance

For the most part, dental protection will not provide insurance for restorative dentistry techniques with no clinical need. While restorative dentistry is clinically vital, dental insurance agencies think about corrective dentistry as elective. Therefore, dental protection only covers medically vital dental procedures as compared to restorative dentistry strategies. Protection will ordinarily cover a few or the entirety of your therapeutic systems yet won’t spread elective methodology. Nonetheless, numerous corrective dental specialists utilize helpful techniques, for example, porcelain crowns, tooth facades, and dental inserts, for remedial and therapeutic purposes. So what makes a system remedial versus corrective?

Dental protection thinks about a methodology remedial if:

  • Utilized for purposes other than style, for example, to supplant missing teeth or adjust mechanics of the patient’s nibble
  • Medicinally fundamental because of mishap or injury
  • Medicinally vital because of rot or illness

A technique qualifies as restorative or elective if:

  • There is no restoratively essential purpose behind adjusting the tooth or playing out the strategy
  • The technique exists exclusively for upgrading the feel of the patient’s grin
  • The fundamental tooth or tissue isn’t harmed, debilitated, or rotted

How much do veneers cost with insurance? The cost of veneers with insurance depends on the patient’s insurance plan. The cost of composite veneers with insurance is about $550 to $812, while the cost for porcelain veneers with insurance is about $800 to $1,312.21. Veneers are a cosmetic dental procedure that involves bonding a thin layer of porcelain or composite material to the tooth’s front surface. Veneers can be used to improve the appearance of teeth that are chipped, cracked, discolored, or misaligned. The cost of veneers without insurance can range from $600 to $2,500 per tooth. Patients should check with their insurance provider to see if veneers are covered under their plan.

How much do porcelain and composite veneers cost?

Most dental protection does not normally secure veneers since they are viewed as corrective. As per Consumer Guide to Dentistry, porcelain veneers cost between $925 to $2,500 per tooth, while composite veneers cost between $250 to $1,500 per tooth. Veneers aren’t long-lasting, so time is likewise a factor when gauging the expense of veneers.

How long do veneers last?

how long do veeners last
Image Source: Veneers

The life expectancy of a dental veneer relies upon whether it is made up of porcelain or composite and how well you care for them. Porcelain overlay veneers can last from 10 to 12 years. Advanced dental porcelain is regularly similar as solid or more strong than your teeth’s natural enamel, so you won’t need to stress over them breaking just from gnawing into a bit of food. By and large, porcelain veneers will generally last for around 10 years, yet they can keep going for significantly longer with the correct upkeep. Numerous patients have porcelain veneers that actually look incredible even after 20 years.

Composite dental veneers will generally be less solid than porcelain ones and can keep going for up to 4 to 8 years on the off chance that you care for them appropriately. Make certain to brush and floss routinely, and never clamp down on hard items, for example, pens, pencils, or ice cubes. Composite veneers are tough yet not as solid as porcelain and are more inclined to chipping. In any case, if a porcelain veneer is somehow damaged, it would need to be supplanted; it can’t be fixed. On the off chance that you chip a composite facade, you can fix it.

Do veneers ruin teeth?

Regarding restorative dentistry, veneers are one of the most widely recognized systems customers demand. The individuals who investigate dental prosthetics to improve their grins are regularly attracted to the vibe of that “immaculate grin,” yet they can’t resist the urge to contemplate whether they will destroy their common teeth by venturing out into restorative dentistry systems. The uplifting news is that when a dental expert appropriately does veneers, they won’t ruin your teeth.

Pros and cons of dental veneers

Given below are the pros and cons of dental veneers:

Pros Cons
Whitening your smile Expensive
Replacing damaged enamel The procedure is not reversible
Natural-looking teeth Teeth become more sensitive
Correcting minute cosmetic issues
No recovery period

Are veneers worth it long-term?

There is no definitive answer to this question since everyone’s individual situation is different. Some people may find that their veneers last for many years without any issues, while others may find that they need to be replaced or repaired after a few years. Ultimately, it depends on how well you take care of your teeth and how strong your natural enamel is.

How do you get veneers when you can’t afford them?

If you are interested in getting veneers but cannot afford the high price tag that is often associated with them, there are a few options available to you. One option is to look into dental schools or clinics offering reduced dental work prices as part of a training program for students. Another option is to ask your regular dentist if they offer any financing options or discounts for veneer procedures.

Alternatives to veneers

veneer alternates
Image Source: Alternatives to Veneers

There are several alternatives to dental veneers that can be used to improve the appearance of teeth. The most common alternatives are:

  • Dental bonding: Dental bonding is a cosmetic procedure where a tooth-colored resin material is applied to the surface of the teeth to improve their appearance. The resin is shaped and polished to match the natural teeth and can be used to correct chips, cracks, and gaps in the teeth. Dental bonding is less expensive than veneers and can be completed in a single visit to the dentist.
  • Teeth whitening: Teeth whitening is a non-invasive cosmetic procedure that can improve the appearance of discolored or stained teeth. Several teeth whitening options are available, including in-office treatments, take-home kits, and over-the-counter products. Teeth whitening is a more affordable option than veneers and can effectively improve teeth’ appearance.
  • Orthodontics: Orthodontic treatments, such as braces or clear aligners, can correct misaligned or crooked teeth. This can improve the teeth’ appearance and provide functional benefits, such as improved bite and chewing ability. Orthodontic treatment can take longer than veneers, but it may be better for people with significant dental alignment issues.
  • Crowns: Dental crowns are custom-made caps placed over the entire tooth to improve its appearance and function. Crowns can be made from various materials, such as porcelain or metal, and can correct a wide range of dental issues, including cracks, chips, and discoloration. Crowns are more invasive and expensive than veneers, but they can significantly improve the appearance and function of the teeth.
  • Dentures: Dentures are an inexpensive and practical solution for individuals who have lost multiple teeth. They consist of a firm resin material and are not typically affixed permanently in the mouth, making them easy to remove and clean.

Ultimately, the best alternative to dental veneers will depend on the specific needs and goals of the individual patient. A dental professional can help determine which treatment option is most appropriate.


Image Source: FAQ

What is the average cost of veneers with insurance coverage?

The average cost of veneers with insurance coverage varies based on the insurance plan and other factors but typically ranges from $500 to $1,500 per tooth.

Can I use a flexible spending account (FSA) or health savings account (HSA) to pay for veneer treatment with insurance?

Yes, you may be able to use a flexible spending account (FSA) or health savings account (HSA) to pay for veneer treatment with insurance, but you should confirm with your plan administrator.

Do I need to get pre-approval from my insurance company before getting the veneer treatment?

It’s best to check with your insurance company to determine if pre-approval is required before getting veneer treatment.

How much can I expect to pay out of pocket for veneer treatment with insurance?

The amount you pay out of pocket for veneer treatment with insurance will depend on your insurance plan and the extent of coverage.

What type of insurance plans cover veneer treatments?

Typically, cosmetic dental procedures like veneers are covered by dental insurance plans, but you should check with your specific plan to confirm.

Can insurance cover the full cost of getting veneers?

It depends on the specific insurance plan and the extent of coverage. Some plans may cover the full cost, while others may only cover a portion.


If you want to transform the way your teeth look, then getting veneers would be the best option for you. This method is classified as restorative dentistry and will ensure that you have the perfect smile. If you want to learn more about dental veneers, visit your local dentist for a consultation. However, before you make any drastic decision, make sure you have the money to pay out of pocket because if you are thinking about how much veneers cost with insurance, you are in for a big surprise. To answer this question, insurance does not cover veneers; therefore, there is no cost with insurance! If you are planning to get dental veneers, then you will have to pay for your treatment without getting any insurance. Therefore, make sure you can pay the bills.

John Otero

John Otero

John Otero is an industry practitioner with more than 15 years of experience in the insurance industry. He has held various senior management roles both in the insurance companies and insurance brokers during this span of time. He began his insurance career in 2004 as an office assistant at an agency in her hometown of Duluth, MN. He got licensed as a producer while working at that agency and progressed to serve as an office manager. Working in the agency is how he fell in love with the industry. He saw firsthand the good that insurance consumers experienced by having the proper protection. John has diverse experience in corporate & consumer insurance services, across a range of vocations. His specialties include Major Corporate risk management and insurance programs, and Financial Lines He has been instrumental in making his firm as one of the leading organizations in the country in generating sustainable rapid growth of the company while maintaining service excellence to clients.

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