How Much Is An IUD Without Insurance? A Complete Guide To Saving Cost On IUD Treatment

IUD is a treatment that helps women avoid unwanted pregnancies that affect their physical health. It has come off as one of the most practiced birth control techniques. Read this article to know about the procedure and how much an IUD is without insurance.

IUD (IntraUterine Device) is a method to prevent childbirth. Your overall health plans to have kids and personal preference will help determine if that is the best option. You must have done your research before choosing IUD. However, you must consult your doctor about your physical condition to opt for this. Your doctor can answer any questions you have related to IUD treatment.

While looking for a long-term form of birth control, women often consider an IUD. It is one of the most effective ways to prevent pregnancy with only a 1 percent failure rate, and it can last for years. Deciding what kind of birth control to use requires some research to make sure you are choosing what’s best for your body and your life. The cost of getting an IUD depends on various factors, mainly including duration. However, thanks to the health care law, most health insurance plans must cover birth control and other influential women’s health needs at no additional cost to you.

Nevertheless, if you do not have any health insurance plan, that leaves you with no choice except to pay for it. Women must have a deep understanding of birth control methods to take care of their physical and mental health. IUD is a tiny, T-shaped piece of plastic that can prevent pregnancy in numerous ways, such as by blocking sperm from getting to the egg.

It can be heavy on your pocket without a health insurance plan that provides for IUD treatment. Therefore, if you’ve decided to get an IUD and do not have insurance that covers it or no insurance at all,  we can help you estimate the cost. To make the right decision for your health, let’s help you find out how much is an IUD without insurance and why you should opt for the plan that covers IUD.

The IUD is a super-effective, long-lasting type of birth control

The intrauterine device (IUD) is a convenient way to prevent pregnancy. The tiny implant is highly effective, reversible, and low-maintenance. Women who get one do not have to worry about taking pills, getting shots, or replacing rings and patches all the time. One drawback, however, is that obtaining an IUD is a multi-step process involving a couple of doctor’s appointments.

IUDs have long suffered from a bad reputation because of the Dalkon Shield; an IUD used back in the 1970s, which increased the risk of pelvic inflammatory disease, a condition that can lead to infertility. But today’s IUDs are safe and highly recommended by gynecologists. Research shows that women’s healthcare providers use IUDs more than any other kind of birth control.

There are five FDA-approved brands in the United States: ParaGard, Liletta, Mirena, Skyla, and Kyleena. ParaGard is the only non-hormonal IUD. It is wrapped in copper, which is toxic to sperm. The other IUDs have hormones in them that prevent pregnancy. The copper IUD protects against pregnancy immediately after insertion. Hormonal IUDs only prevent pregnancies right away if they are inserted during the first seven days of your menstrual cycle. Otherwise, it takes one week before they are effective.

Although IUDs can remain in place for years, you can get them removed at any time. You will quickly become fertile again after removal. This makes them an excellent option for women who want to prevent pregnancy right now but want to become pregnant in the future.

Choosing the IUD over other options

You might be wondering why you would choose an IUD instead of another birth control method such as the pill, patch, ring, implant, or shot. The number of options might be overwhelming, but know that hundreds of those with uteri and their doctors have been through this process before. Moreover, everyone’s body and priorities are different, so your experience may vary from another person’s.

The most important thing to know about IUDs is that, out of all of the reversible birth control methods, IUDs are the second most effective after the implant. With a hormonal IUD, the chance of pregnancy is 0.2% which means that out of every 1000 women with an IUD, only 2 will get pregnant; the copper IUD has an 0.8% chance of pregnancy, meaning just 8 out of 1000 women using the method will get pregnant. Essentially, with an IUD, you can rest assured that you will be very well protected against pregnancy.

Where can i get an IUD?

If you have health insurance, you need to call your insurance provider. Make sure to ask for a list of local health care providers who accept your insurance and follow up with your insurance provider about what exactly your plan covers. Will they cover the cost of the IUD? What about the visit for the actual insertion, tests (pregnancy, hemoglobin, or others your provider requires), and any follow-up visits?

With the Affordable Care Act, also known as ObamaCare, most insurance plans cover all FDA-approved birth control methods with no out-of-pocket costs. Still, not all insurance companies are totally on top of the changes yet. Some insurance providers require that you choose a health care provider before telling you costs, which can be a barrier for choosing an office if you are trying to find a provider with low out-of-pocket costs. This step may require a few rounds of calls to different offices.

You can get an IUD from your local ‘Planned Parenthood’ health center or another nurse or doctor. You may be able to get an IUD for free or at a low cost. The doctor or nurse must insert an IUD. You can do this procedure by yourself. To get an IUD, you have to follow the process and prescription of your doctor.

First of all, you must make an appointment with your healthcare provider and ask for an IUD prescription. Suppose you do not have a doctor to call. In that case, you can search your gynecologist online through available online tools such The American College of Obstetricians and Gynecologists (ACOG) has a tool that lets you search for providers in your area. You can also contact your local Planned Parenthood center for help.

Once your gynecologist prescribes an IUD, you can set up an insertion time when a health care provider uses a device to put the IUD into your uterus. It may be painful, but it takes only a few minutes, and you can get it done anytime. However, some healthcare providers will schedule your insertion within seven days of the start of your period. According to Planned Parenthood, hormonal IUDs can start preventing pregnancy right away only if they are inserted in this time frame.

Copper IUD cost without insurance

There is only one brand of copper IUD in the U.S. It’s called the Paragard IUD. It lasts for up to 12 years. You do not have to keep your IUD for 12 years, though; you can get your IUD taken out whenever you want. If your IUD will expire, but you want to keep using an IUD, your nurse or doctor can replace it.

You must wonder how copper IUD works? Well, Paragard is a plastic, T-shaped device that, like other IUDs, fits snugly inside your uterus. The difference is that while hormonal IUDs discharge progestin, Paragard has copper wire coiled around it. That copper produces an inflammatory reaction that interferes with sperm movement, thus preventing pregnancy.

If you do not have insurance, or if your insurance does not cover Paragard, you may self-pay for your Paragard prescription through one of our specialty pharmacy partners. However, a copper IUD can cost anything from $0 to $1,300, depending on what insurance or government programs cover.

How much does an IUD cost without Insurance?

IUDs are a great way to prevent pregnancy, but they can be expensive without insurance. The cost of an IUD ranges from $500-$1,300 and there’s no denying that Planned Parenthood health centers offer programs that make these methods more affordable for people who don’t have or cannot use healthcare coverage!

Patients of planned parenthood who qualify can get the IUD or implant at no cost. However, the costs are different for people with and without health insurance. Several organizations, fortunately, include IUD within their health insurance plan. Without insurance, IUD costs depend on the device, ranging from $861 to $1236. This consists of the visit, insertion, and device. Even if an IUD costs more than other methods upfront, they usually end up saving you money in the long run because they last for years.

IUDs can be free or low-cost with many health insurance plans, Medicaid, and some other government programs. Prices can also vary depending on which kind you get. The cost of an IUD includes medical exams, getting the IUD put in, and follow-up visits.

There is a good chance you can get an IUD for free or at concession if you have health insurance. Because of the Affordable Care Act, most insurance plans must cover all birth control methods, including IUDs. However, some plans do not cover all brands of IUDs. Your health insurance provider can tell you which ones they pay for. Your doctor may also be able to help you get your birth control method of choice covered by health insurance.

If you do not have health insurance, you still have various options to get IUD treatment. Depending on your income and legal status in the U.S., you may qualify for Medicaid or other state programs to help you pay for birth control and other health care.

Planned Parenthood works to provide you with the services you need, whether or not you have insurance. Most Planned Parenthood health centers accept Medicaid and health insurance, and many charge less for services and birth control depending on your income. You can contact the representative of these agencies to get the relevant information.

Types of IUDs and their cost

There are five brands of IUDs approved by the FDA available today. Mirena, Skyla, Liletta, and Kyleena release hormones to prevent pregnancy. Paragard contains copper and does not release hormones. Let’s compare Mirena, Skyla, Liletta, Kyleena, and Paragard to explore how these IUDs are similar and different. There are five options: Mirena, Skyla, Liletta, Kyleena, and Paragard. They can be divided into two main types: hormonal and copper (nonhormonal).

Hormonal IUDs

Hormonal IUDs work by releasing the hormone progestin. Hormonal IUDs do not last as long as non-hormonal options. The time varies, but a hormonal IUD can last for up to 7 years. The primary function of a hormonal IUD is contraception, but they have non-contraceptive benefits, such as reducing menstrual pain and menstrual frequency. Hormonal IUDs are often prescribed for those who experience endometriosis, severe menstrual pain or bleeding, anemia, and other conditions. A hormonal IUD may also reduce the risk of endometrial cancer.

There are four hormonal IUDs: Mirena, Skyla, Liletta, and Kyleena. Their main differences include size, duration, and amount of hormones released. It may take up to 7 days for hormonal IUDs to become effective depending on the time they’re inserted in relation to your menstrual cycle. Mirena and Skyla slowly release hormones into your body each day. These hormones can have three different effects to help prevent pregnancy:

  • They may make you ovulate less often.
  • They thicken cervical mucus, making it harder for sperm to pass into your uterus.
  • They help prevent sperm from binding to an egg and attaching it in your uterus.
  • Skyla releases the progestin hormone levonorgestrel (LNG). It should be replaced after three years.

Mirena also releases LNG. It should be replaced every five years. Liletta and Kyleena are two other IUDs that slowly release low doses of LNG into your body. They last for 6 and 5 years, respectively. Liletta and Kyleena are the newest IUDs, so they have not been included in as many studies as the other IUDs. Liletta was approved by the FDA in February 2015, while kyleena was approved in September 2016.

If you do not have health insurance, or your insurance does not cover Mirena, the cost of Mirena is $1,049.24. This comes to $12.49 per month over seven years when using Mirena for contraception. If you are using Mirena for contraception and HMB treatment, this comes to $17.49 per month over five years.

95% of women were covered for a Bayer IUD, like kyleena, with little or no out-of-pocket costs, according to past benefit investigation submissions to Bayer in 2017. If you do not have health insurance, or your insurance does not cover Kyleena, the cost of Kyleena is $1,049.24, which makes it $17.49 per month over five years.

Skyla is usually not covered under Medicare Part D and Medicare Advantage prescription drug plans; however, it may be covered under Medicare Part B as a medical benefit. If you are not covered, ask the clinic or hospital where you have the Skyla procedure performed if they will accept a SingleCare Skyla coupon; you could pay $871.99. Whereas the average retail price of Skyla is $1,302.31.

The cost for Liletta intrauterine device 52 mg is around $892 for a supply of 1 device, depending on the pharmacy you visit. However, these prices are for cash-paying customers only and are not valid with insurance plans. Liletta has several offers that come maybe in a printable coupon, rebate, savings card, trial offer, or free samples. Some suggestions may be printed right from a website; others require registration, completing a questionnaire, or obtaining a sample from the doctor’s office.

Hence, each hormonal IUDs price slightly differs with or without insurance. But clearly, if patients do not have health insurance or have a plan that does not cover IUD, getting any hormonal IUD can cost higher than usual.

Copper (nonhormonal) IUDs

A copper IUD has copper wrapped around the plastic device, hence the name. There’s currently only one non hormonal IUD option available: Paragard. Unlike the other options, Paragard does not work by releasing hormones. Instead, it has copper coiled around the vertical stem of the T-shape and each side of the horizontal arm. Let’s present you a table of these five FDA-approved IUDs along with their costs and other specifications.

Skyla Mirena Paragard Liletta Kyleena
Size 28 mm x 30 mm 32 mm x 32 mm 32 mm x 36 mm 32 mm x 32 mm 28 mm x 30 mm
Type Progestin hormone Progestin hormone Copper Progestin hormone Progestin hormone
Effective up to 3 years 5 years 10 years 6 years 5 years

Planned parenthood IUD cost

Planned Parenthood provides vital reproductive health care, sex education, and information to millions of people worldwide. Planned Parenthood Federation of America, Inc. is a registered 501(c)(3) nonprofit under EIN 13-1644147. Planned parenthood centers globally offer free or low-cost IUDs from time to time. To check if you are qualified for a free IUD with planned parenthood or not, check the following points.

Are you insured through private insurance or title X?

Yes, you most likely qualify already for a free IUD or implant, depending on your insurance. The planned parenthood health center staff is happy to work with you to make sure you are covered.

Are you uninsured?

If you are uninsured, this program will help you get a free IUD or implant, depending on which works better for you. Our health center will work with you to cover the cost.

What does the free program offer?

The free IUD program covers the device and the insertion of the device. A separate consultation exam is required. This program does not cover the cost of the consultation exam or the removal of the device. Still, they may be partially or fully covered through your private insurance or if you qualify for title X  funding. Please call at planned Parenthood center for more information if you need help covering the cost of the required consultation exam.

The cost of IUD differs for hormonal and copper IUD with planned parenthood. It also depends on various factors such as the number of visits, whether you have insurance or other government facilities, and post-exams. Moreover, the costs of IUD with planned parenthood vary from state to state as well. Hence, you must visit the site for more detailed information and contact their representative to see better guidance.

IUD removal cost without insurance

The price of IUD removal varies depending on where you go, costing anywhere from $0-$250 per planned parenthood. At the same time, the estimated average cost of IUD removal is $334. You might be able to get your IUD removed for free or for a reduced price if you have health insurance or qualify for specific programs.

Due to the Affordable Care Act, most health insurance plans must cover all doctor’s visits related to birth control, including IUD removal. If you have insurance, you can call the number on the back of your health insurance card or talk with your nurse or doctor if you have questions. Whereas if you do not have health insurance, you still have options. Depending on your income and legal status in the U.S., you may be able to enroll in Medicaid or other programs that can help you pay for your IUD removal and other health care.

Planned Parenthood health centers work to provide you with the services you need, whether or not you have insurance. Most planned parenthood health centers accept medicaid and health insurance, and many charge less for services depending on your income. If you need to get your IUD removed and cannot afford the cost, you can contact your local planned parenthood health center for more information about affordable IUD removal near you.

Can you get an IUD put in for free?

There are many ways to get an IUD placed for free or at a reduced cost. One way is to look into family planning clinics near you, as they may offer sliding scale fees based on income. Additionally, some health insurance plans cover the cost of IUD placement, so it is worth checking with your insurer to see if this is a covered service. Finally, there are many programs that provide free or low-cost contraception to income-eligible individuals, so it is worth doing some research to see if you qualify for any of these programs.

What is the average cost of an IUD?

The average cost of an IUD is $600. However, the cost can vary depending on the type of IUD, the brand, and the place of purchase. Many health insurance plans cover the cost of an IUD, so it is important to check with your insurance provider to see if you are covered.

Which IUD stops periods?

There are two types of IUDs that can help to stop your period: the copper IUD and the hormonal IUD. The copper IUD works by releasing small amounts of copper into the uterine cavity, which acts as a natural spermicide and prevents fertilization from occurring.


IUD (IntraUterine Device) is one of the childbirth control methods. There are two types of IUD: hormonal or nonhormonal. Women’s health is important and having unplanned pregnancies can cause several health deficiencies. People who have health insurance plans might have IUD treatment covered under the plan, whereas if you get an IUD treatment without insurance, it can cost you higher. Although, Affordable Care Act makes it a compulsion for most insurers to include IUD in the health insurance plans, organizations like planned parenthood and title x offer some discounts or deals on IUD treatment.

Sandra Johnson

Sandra Johnson

Sandra Johnson was a few years out of school and took a job as a life insurance agent in California, selling coverage door-to-door for Prudential. The experience taught her about the technical components of insurance and its benefits for individuals and society, as well as the misunderstandings people often have about insurance. She has over ten years’ experience in the insurance industry, having worked as both a Broker and Underwriter, assisting clients across a broad range of industries. At Insurance Noon, Sarah diligently gathers all the required information and curates up pieces to provide meaningful insurance solutions. Her personal value proposition is to demonstrate a genuine interest in always adding value for clients.Her determined approach to guiding clients has turned her into a platinum adviser to multiple insurers.

Insurance Noon is the world's leading source of insurance related content on the web, focusing on industry news, buying guides, reviews, and much more.