Looking for Pet Insurance That Covers Dental? Here’s Why It Matters

When was the last time you checked your pet’s teeth? If you’re like most pet parents, dental care often falls under the radar. But here’s the thing: pet dental care is more important than many people realize. Just like humans, pets can suffer from painful cavities, gum disease, and even tooth loss. That’s why finding pet insurance that covers dental can be a real game-changer.

The Hidden Costs of Ignoring Dental Health

Pets don’t complain when they have a toothache. They keep eating. They keep playing. But behind that wagging tail or curious meow, dental issues might be brewing. Bad breath? It’s not just unpleasant. It could be a sign of plaque buildup or something more serious like periodontal disease.

And here’s the kicker: treating dental problems can be expensive. A single dental cleaning at the vet can cost anywhere from $300 to $800, depending on your location and your pet’s condition. Tooth extractions, root canals, and gum surgeries? Even more. That’s where pet insurance that covers dental steps in.

What Does Dental Coverage Usually Include?

Not all pet insurance plans are created equal. Some only cover accidents or major illnesses. Others offer optional wellness add-ons that include dental care. When comparing plans, here are a few things to look for:

• Routine Cleanings: Many dental issues can be avoided with regular professional cleanings. Some insurance providers cover a portion of these, especially if you opt for a wellness plan.
• Injury Coverage: If your dog breaks a tooth while chewing on a toy, dental insurance should help cover the repair.
• Illness-Related Treatments: Conditions like gingivitis, tooth infections, or oral tumors may be included in some comprehensive plans.
• Exams and X-rays: Diagnostic tools like oral X-rays can uncover hidden issues. Look for plans that include them as part of dental care.

Pro tip! Always read the fine print. Some insurers only cover dental issues related to accidents, while others exclude pre-existing conditions or require proof of regular pet dental care to keep coverage valid.

Why Routine Cleanings Matter

Imagine going years without brushing your teeth. That’s what many pets go through. Routine cleanings, whether at home or at the vet, help prevent painful dental diseases. They also save you money in the long run.

That’s why many pet insurance companies now offer routine cleanings as part of their wellness add-ons.

These add-ons are optional benefits you can include in your base plan. Besides dental, they often cover vaccinations, flea treatments, and even annual checkups. It’s like a wellness boost for your pet. Keeping them healthy from nose to tail.

At-Home Dental Care: It Still Matters

Insurance helps when problems arise, but prevention is key. Here are some simple ways to support your pet’s dental health at home:

• Brush their teeth regularly with pet-safe toothpaste.
• Dental chews and toys can reduce plaque buildup.
• Special dental diets and treats are designed to promote oral hygiene.

By keeping up with these habits, you’ll not only reduce the risk of dental disease but also improve the chances of your insurance covering future procedures.

How to Pick the Right Insurance Plan

So, how do you choose the best pet insurance that covers dental? Start by asking these questions:

• Does the plan cover both accidents and illnesses?
• Are routine cleanings and preventive care included?
• Can I add wellness add-ons for more coverage?
• What’s the reimbursement percentage and annual limit?
• Are there breed-specific exclusions?

Comparison websites can be helpful, but don’t rush. Take the time to understand what you’re paying for. Some plans may seem cheaper but offer limited dental coverage. Others might have higher premiums but cover a wider range of dental procedures.

In a Nutshell…

Dental care isn’t just about fresh breath. It’s about your pet’s overall health. Oral infections can lead to serious issues like heart, kidney, or liver disease. That’s why investing in pet insurance that covers dental is both smart and essential.

From routine cleanings and wellness add-ons to emergency treatments and oral surgeries, having the right plan can save you thousands and spare your pet unnecessary pain. So, the next time you see your furry friend smiling at you, make sure those teeth—and that health—are well taken care of.