What Is An Insurance Policy Number?

Wondering what an insurance policy number is? You have come to the right place. Continue reading to find out

One of the main reports of any protection strategy is the policy card or the protection strategy confirmation archive that you get once your protection is affirmed. Protecting your engine vehicle with protection is significant and it is ordered by the law that all the four-wheelers and the bikes must host in any event third-get-together obligation protection to drive out and about. An absence of protection can cause hefty punishments on the individual who possesses the vehicle.

What is an insurance policy number? The policy number is one of the pivotal numbers which is imprinted on the arrangement card and could be utilized to check the subtleties of the inclusion, premium subtleties, lapse and the wide range of various important subtleties. While it is not important to become familiar with the policy number by heart yet there could be situations when you need the policy number to recover all the subtleties or to find out about the arrangement. It is likewise utilized at the hour of settling a case.

How do I find my insurance policy number?

Each company’s insurance card will appear to be unique. Regardless of who the supplier is, the card will list an arrangement number. The arrangement of the policy number will change depending upon which supplier gave the card. Numerous vehicle protection cards list the approach number around the focal point of the card, and the number will typically have the words “policy number” before it.

You have to have this card with you, either physically or digitally, before you get in the driver’s seat. Protection cards for various vehicles and various drivers under a similar arrangement are not compatible. Every vehicle and driver will have their own policy number under the record. Your vehicle protection policy number is in an assortment of areas. Most advantageously, it is on your insurance ID card.

Your vehicle insurance policy number is not quite the same as your VIN number, which is a 16 digit number and letter mix that extraordinarily distinguishes your vehicle. This is additionally situated on your insurance card, yet should not be mistaken for your policy number. Your insurance policy number can likewise be found on any charging explanations you get from your back up plan, and situated on any online records you have with your insurance agency.

This card can be befuddling until you figure out how to understand it. You and your new adult medical services group need the data on your card to realize how much your insurance agency pays, what you pay, and that’s only the tip of the iceberg. This can assist you with understanding your medical coverage card.

All medical coverage cards ought to have a policy number. At the point when you get a medical coverage strategy, that approach has a number. On your card, it is regularly checked “Policy ID” or “Policy #.” The insurance agency utilizes this number to monitor your hospital expenses.

How many digits is an insurance policy number?

Your vehicle insurance policy number is a remarkable number that is related with your protection strategy.

Insurance agencies utilize your insurance policy number to find your record, and you need your arrangement number on the off chance that you get in a mishap or need to examine your approach with your insurance agency. Most arrangement numbers are somewhere in the range of 8 and 10 digits.

Vehicle protection strategy numbers are typically 9 to 13 digits in length and are unique to you. Think of it as your government managed retirement number for vehicle protection. No other individual will actually have a similar insurance policy number as you.

Insurance agencies make their protection strategy numbers in their own particular manner. Some just utilize numbers and others consolidate numbers and letters. While you do not have to retain your insurance policy number, it is critical to realize how to rapidly get to it.

Is the insurance policy number the ID number?

Every individual covered by a medical coverage plan has a novel ID number that permits medical care suppliers and their staff to check inclusion and organize installment for administrations. It is additionally the number health guarantors use to look into explicit individuals and answer inquiries concerning cases and advantages. This number is consistently on the facade of the card. In case you are the policyholder, the last two digits in your number may be 00, while others on the arrangement may have numbers finishing in 01, 02, and so on

Car insurance policy number example

A vehicle insurance policy number is normally an 8 to 10 digit number on your vehicle insurance card. On the off chance that you own numerous vehicles, you may have every one of your vehicles recorded on a single card, or you may have an alternate number or card for every vehicle. In the last case, it is regular for just the last number to change among vehicles. For instance, one vehicle on your policy may be 99999999-1, while another could be 99999999-2.

Your vehicle insurance policy number will for the most part remain the equivalent however long you remain with a specific guarantor. Notwithstanding, your number may change on the off chance that you inadvertently let your arrangement slip by or in the event that you change protection suppliers.

What Other Things Are Mentioned On A Health Insurance Card?

Apart from the policy number, there are other things ,mentioned on a health insurance card, these are as follows.

Identify your information

Each medical coverage card ought to have the patient’s name on it. On the off chance that you have protection through another person, for example, a parent, you may see that individual’s name on the card all things considered. The card may likewise incorporate other data, for example, your street number, yet this relies upon the insurance agency.

Group plan number

In the event that you have medical coverage through work, your protection card most likely has a gathering plan number. The insurance agency utilizes this number to distinguish your employers’ health insurance policy. As a representative, you are covered by that arrangement. Not all protection cards have a group plan number.

Insurance company contact information

The back or lower part of your health insurance card typically has contact data for the insurance agency, for example, a telephone number, address, and site. This data is significant when you have to check your benefits (what the insurance agency pays for) or get other data. For instance, you may need to call to check your benefits for a specific treatment, send a letter to your insurance agency, or discover data on the site.

Coverage amounts, in and out of network, and copays

The “coverage amounts” reveals to you the amount of your treatment costs the insurance agency will pay. This data may be on the facade of your protection card. It is normally recorded by percent, for example, 10%, 25 percent, or 50%. You may see a few percent sums recorded together. For instance, on the off chance that you see 4 distinctive percent sums, they could be for office visits, forte consideration, critical consideration, and emergency center consideration.

In network and out of network

You may see another rundown with 2 diverse percent sums. The first percent, which is typically bigger, shows how much the insurance agency pays specialists and other medical care suppliers who are considered “in network.” “In network” implies that the insurance agency has a concurrence with this gathering of suppliers. The subsequent percent sum is the sum your insurance agency pays specialists and other medical services suppliers who are “out of network.” Your insurance agency does not have a concurrence with suppliers who are outside the insurance agency’s organization.

You are permitted to see suppliers who are “out of network,” yet you should pay them more than you would to a supplier who is “in network.” When you see any medical services supplier, you should pay the sum that the insurance agency does not cover. To see whether a supplier is “in organization” contact your insurance agency.


At long last, you may see a dollar sum, for example, $10 or $25. This is normally the measure of your co-payment, or “co-pay.” A co-pay is a set sum you pay for a specific kind of care or medication. Some medical coverage plans do not have co-pays, yet many do. On the off chance that you see a few dollar sums, they may be for various sorts of care, for example, office visits, specialty care, critical consideration, and trauma center consideration. On the off chance that you see 2 unique sums, you may have diverse copays for specialists in your insurance agency’s organization and outside the organization.

In the event that you do not see your inclusion sums and co-pays on your medical coverage card, call your insurance agency (utilize the number on the rear of your card). Ask what your inclusion sums and co-pays are, and see whether you have various sums and co-pays for various specialists and other medical care suppliers..

Prescription coverage

Your health care coverage organization may pay for a few or all the expenses of physician endorsed prescriptions. Assuming this is the case, you may see a Rx image on your medical coverage card. Be that as it may, not all cards have this image, regardless of whether your medical coverage pays for solutions. Take a gander at your own card for a Rx image. At times, the Rx image has dollar or percent sums close to it, demonstrating what you or your insurance agency will pay for solutions.

In the event that you are uncertain about whether your medical insurance pays for remedies or the amount it pays, call the number on your protection card to discover.

Why Do You Need Your Car Insurance Policy Number?

You probably would not require your vehicle protection strategy number for quite a while, however it is fundamental at specific occasions. Here are the most widely recognized circumstances where the vehicle protection strategy number is an unquestionable requirement:

  • At the DMV: At the point when you go in to enroll your vehicle or restore your tag, the DMV will request to see your verification of protection. A couple of states have special cases for this standard, so check your neighborhood DMV site to perceive what they require.
  • After an accident: At the point when you get in a car accident, you should trade protection data with the other driver. You will likewise need to call the police so they can record a report, and the police may likewise need to see your verification of protection.
  • Getting pulled over: At the point when you get pulled over by the police, they will request permit, enlistment and verification of protection. Neglecting to have any of these things with you is unlawful in many states and could mean a strong fine or even prison time.
  • Contacting your provider: At the point when you call your protection supplier, they will request your approach number to look into your record. On the off chance that you don’t have your arrangement number, they might have the option to discover your record utilizing other data, for example, birthday and government managed retirement number.

While these are the most widely recognized circumstances, there might be others. Continuously realize where to discover your card since no one can tell when you may require it.


Keep in mind, the arrangement number is not quite the same as the VIN, which is utilized to recognize the vehicle, not the protection strategy. The policy number is commonly 8 to 10 digits and recorded in the focal point of the card. It should be named as a “policy number.” If there are any inquiries, your insurance supplier will be eager to assist.

Tony Bennett

Tony Bennett

Tony Benett makes his living in the insurance industry by teaching and consulting. He is also recognized by the legal profession as an expert on insurance coverages. His insurance experience includes having worked at the company level, owned an independent general agency and having worked for an insurance association. He has received various certificates over the past few years and helps his clients and readers by giving them a realistic outlook on what they can expect to achieve within their set targets. At Insurance Noon, he is known for his in-depth analysis and attention to details with accuracy. He has been published as one of the most referred agents by his peers in the insurance community. Tony loves the outdoors and most sport events. His passion other than providing excellent advice is playing golf.