Image Source: Insure on the Spot/Youtube
This car insurance agency deals with a fine array of insurance companies to bring auto insurance to you that fits your budget. Unlike many other insurance agencies in Chicago and Illinois, Insure on the Spot is not restricted only to providing one rate from one company such as State Farm, Allstate, or Nationwide. This agency brings various services, which include Chicago car insurance, SR22 coverage, Free Auto Insurance Quote, Free Motorcycle Quote, and Free non-owners quote to you.
The expert agents compare the quotes and purchase an insurance policy for you with the aim of saving your time and money. Their offices are located at five different locations in Chicago. If you live in Chicago and Illinois, visit their website or google to find the nearby offices.
To know more details about this car insurance agency’s services and credibility, continue to read the full article.
Insure on the Spot is an auto insurance provider that offers a range of coverages and features to its customers. The company was founded in 2006 and is headquartered in Chicago, Illinois. Insure on the Spot provides insurance coverage for both personal and commercial vehicles, as well as offering a variety of discounts and features that can save customers money on their premiums.
| Organization Website | insureonthespot.com |
| Phone Number | 1-773-202-5060 |
| Insure on the Spot industries | Liability Insurance, Insurance Brokers, Diversified Financial Services, Life & Health Insurance |
| Headquarters Location | 5485 N Elston Ave, Chicago, IL, 60630 US |
| Insure on the Spot Employees’ Size | 10-50 employees |
| Specialties | Chicago Car Insurance, SR22 Coverage, Free Auto Insurance Quote, Free Motorcycle Insurance Quote, Free Non-Owners Quote |
| SIC Code | 6411, 6199, 6321 |
| DMA Code | Chicago Metropolitan Area |
| Founded | 1986 |
| Estimated Annual Revenue | $5.0M – 25M |
| Operating Status | Independent Company |
Insure on the Spot is an independent car insurance agency that has been helping Chicago and Illinois residents find the right policies that fit their budgets and driving needs since 1986. Our team of experienced insurance professionals is here to help you find the right insurance to keep you on the road at a rate you can afford. Give us a call today to learn more about the services we offer and how we can help you save money.
Headquarters: 5485 North Elston Avenue, Chicago, Illinois, United States
Phone Number: +1 773-202-5060
Website: insureonthespotservices.com
Employees: 39
Revenue: $1 – $10M
Legal Name: Insure On The Spot
Insure on the Spot as an independent car insurance agency that provides insurance services in Chicago and Illinois. Please continue to read to educate yourself and grab yourself a deal.
The details of these services are provided below:
Auto insurance is also known as motor insurance, which covers cars, two-wheelers, trucks, etc. It is a contract between you and your insurance company to provide you protection against an event of accident or theft. When you purchase auto insurance, you agree to pay a premium over the agreed period of time, and in exchange for that, the insurance company agrees to pay your losses according to predefined terms. You can get an insurance estimate before purchasing a policy that meets your requirements and fits your budget.
The insurance company runs a background check and identifies some important factors such as your age, vehicle number and model, driving record, and driver’s history.
Auto insurance coverage policy varies from state to state. Presently, in the USA, auto insurance is mandatory in most states. In Chicago, where car insurance is not a piece of cake, Insure on the Spot will help you to get cost-effective car insurance quotes as drivers are lawfully bound to get at least liability coverage insurance in the state of Illinois. Minimum auto coverage requirements in the state of Illinois include the following:
It generally takes 2 minutes at ‘Insure on the Spot’ or less for prompt online car insurance with an online quoting system. You can buy directly from the company, either online or through a phone with one of their licensed agents. Your new policy starts as soon as you secure your payment online, and you will receive an e-mail comprising insurance ID cards and documents to you instantly. Moreover, you will need driver’s license numbers for everyone who will be registered as a driver and vehicle identification numbers (VINs) for each vehicle to secure your online car insurance purchase.
Now, with a hassle-free car insurance purchase system, you do not have to wait for your insurance expiry and buy a new one.
SR22 is a certificate of financial responsibility issued to some drivers by the state or as a court order. The purpose of this certificate is to serve as proof that your auto insurance policy meets the minimum liability coverage of the insurance policy required by state law. It is served as a filled form with your state.
SR22 insurance is for those drivers whose licenses got suspended. It is important to get SR22 insurance to continue driving legally. A person who purchases this insurance from a company presents this as proof that he or she is insured. This puts a responsibility on the insurance company as well to inform the Department of Motor Vehicles (DMV) in case the person’s coverage is not approved for any reason. Furthermore, this particular insurance is expensive as it involves a great ordeal of documentation and liability for an insurance company. According to ‘Insure on the Spot,’ the charges can increase up to 400% if an individual is convicted of drunk driving, considering the fact that he or she will have DUI and cancellation records on the papers.
‘Insured on the spot’ provides trouble-free SR22 insurance without any exaggeration of paperwork. If you want to get a quote first, you can use their free calculator or call on the number given on the website. The agency has expert agents who will submit your verification through Illinois Insurance Verification System (ILIVS) on the spot. The electronic system of this insurance agency has made the life of drivers in Chicago, Illinois, very convenient. It has served over 1000,000 people with remarkable insurance services online.
If you do not own a car, you only drive it. The non-owner SR22 form is also available for your convenience. The company will file the form with the State for you. You don’t have to get your car insured.
Not everyone needs an SR22 form. The requirement varies from state to state. This form is mandatory in a few states to rectify some driving violations practiced by drivers. The violations mentioned below have led drivers to get their licenses suspended as a penalty:
To comply, your coverage must meet the minimum amount of liability insurance required by the State of Illinois.
Illinois Limits are as follows:
Insure on the Spot provides motorcycle insurance with the most affordable prices available through Dairyland. The motorcycle insurance at Dairyland starts as low as $6 / month. The insurance considers the basic factors such as the state you reside in, riding record, motorcycle model, and the type of coverage an individual wants.
This insurance company provides discounts from time to time for motorcycle insurance. The current discounts offered are:
According to the State of Illinois’ Operations manual, all motorcyclists have to follow the same rules. A few of the specific rules are presented below:
In the following above-mentioned rules, if the rider intends to customize the motorcycle, he or she must follow the following rules:
The minimum insurance coverage for riders is as follows:
To get a free quote from ‘Insure on the Spot,’ you will have to visit the website. After visiting the website, you will create your account and further provide the asked details to get yourself a free quote. The company will gather only a few details. It will take only two minutes to complete the application. This insurance company is one of its kind in that it does all the legwork and saves you time and money by comparing rates from different companies.
Furthermore, the company is presently offering a free $25 gas card if you refer ‘Insure on the Spot’ to friends & family, mention your client code, and start a new policy. You can call a given helpline number on their website if you have any confusion related to the quote.
The company tries to provide the lowest car insurance rate possible. An independent licensed auto insurance agent works with over a dozen online auto insurance companies to find you the lowest rate possible. This company provides real quote rates based on the information you provide and not the estimates.
In most states of the USA, it is obligatory for drivers to carry an insurance card with them. If the police stop the driver or the driver has met an unforeseen accident, it’s imperative to show an insurance card. The insurance card serves as proof of insurance for an insured vehicle. Car insurance gets very complicated considering multiple factors such as state law, age, type of coverage, gender, and driving records. Once you purchase a car insurance policy, the company issues a car insurance card in your name.
It is highly important for drivers to maintain insurance coverage to protect themselves from unforeseeable incidents. If you have a car, truck, or any other vehicle, which is not insured, you can contact the agent on the spot at the number given on the website.
It is permissible to issue electronic insurance cards in most states of the USA. Insure on the Spot claims to provide an ‘on the spot car insurance card’ within two minutes. You are only required to provide a reference number or VIN to the experts at the agency. After providing the required details, your verification will be completed through an electronic system. In the time following upon completion of verification, you will receive your insurance card via email within two minutes.
In case of not being able to provide the insurance card, you will have to bear the penalty; however, the penalty is not as strong, considering the fact that you have insurance coverage.
Whereas you will face strict legal punishment if you do not have insurance coverage and you are driving without one. Therefore, go to the ‘Insure on the Spot’ website right now, or visit their nearby office to get yourself auto insurance and an electronic insurance card.
“The customer is always right” resonates deeply at Insure on the Spot, where prioritizing customer satisfaction is non-negotiable. Our commitment revolves around guiding customers to the perfect policy that aligns with their budget. Here, we present genuine reviews from clients who trust us implicitly for their auto insurance needs, alongside constructive suggestions for improvement.
Local guide Twon B shares, “Insure on the Spot offered me an unbeatable rate for full coverage insurance. While I haven’t had any accidents or claims yet, their consistent affordability gives me peace of mind. Hope I never have to test their claims process.”
Angelica V. echoes the sentiment of seamless service, stating, “Getting my car insured on the spot was a breeze! True to their name, I was in and out within minutes, insurance cards in hand. Their revelation about initiating insurance via phone call was a game-changer for me.”
Kiss Kay applauds the professionalism exhibited by our staff, especially during challenging times, expressing, “Despite a car accident involving my brand new vehicle, the team at Insure on the Spot remained empathetic and supportive. Claudia’s dedication ensured my claim was handled efficiently, alleviating the stress of the situation.”
While these reviews reflect the positive experiences shared by numerous clients, we also value constructive feedback aimed at enhancing our services. Suggestions to bolster our helpline services and reduce client wait times through increased staffing are duly noted. Additionally, we acknowledge the importance of incorporating text message reminders for payment, an area we are actively working on to further streamline our customer experience.
Insure on the Spot provides its customers with 24/7 roadside emergency service. The customer will have to sign up for the Nation Safe Driver Roadside Assistance, which offers coverage for the following roadside emergencies:
Once you sign up for Nation Safe Driver Roadside Assistance, you can receive the following discounts:
To avail of this service, you will have to call their prescribed number. You will need to give them your producer code, member number, and plan letter mentioned on your membership documents. The representative will immediately send you help upon fetching the required details.
The insurance agents are trained to provide their customers with unmatchable service at ‘Insure on the Spot’; hence, making the payment is even easier than purchasing car insurance. The client can make payments anytime, either online by logging in or by phone or can just stop by at one of the nearby offices. Following are the options that a client can use according to their convenience:
Every business’s survival demands sales and marketing, especially in the current era of digital marketing, where a number of platforms are involved, such as Facebook, Twitter, and Youtube. The competition goes neck to neck, especially when you are in the service industry. That is the case with ‘Insure on the Spot’ as well. Recently the ads run by the agency became popular because of the actress ‘Cassandra Liveris.’ The agency signed the actress in a series of ads. She also works as a fitness instructor at Equinox in Chicago. These advertisements starring Ms. Liveris boosted the confidence of potential clients in the agency; hence a significant rise in the number of clients has been witnessed.
You can get insurance coverage from Insure On The Spot by visiting their website or calling their customer service line. The company offers instant coverage options so that you can get insured immediately.
Insure On The Spot can still provide insurance coverage, even if you have a bad driving record or a history of accidents.
Insure On The Spot only offers insurance services in Chicago, Illinois.
The location of Insure On The Spot’s headquarters is at 5485 North Elston Avenue, Chicago, Illinois, United States.
The phone number for Insure On The Spot is +1 773-202-5060.
The official website for Insure On The Spot is insureonthespotservices.com.
Insure On The Spot has a revenue of $1 – $10 million.
Insure On The Spot’s NAICS code is 524210.
Thirty-nine employees are working at Insure on the Spot.
Insure on the Spot operates in the insurance industry.
Mike Kariotis is the president of Insure On The Spot.
To get insurance from Insure on the Spot, you will need to provide your driver’s license, vehicle registration, and proof of insurance (if you have had insurance previously).
Every vehicle owner or driver must prioritize auto insurance. Despite seeming like a burden, it actually serves as a crucial safeguard for yourself, your loved ones, and even your acquaintances. In Chicago and Illinois, Insure on the Spot emerges as a beacon of convenience for securing reliable car insurance. This agency specializes in tailoring insurance options to match individual financial situations. Offering competitive quotes, hassle-free payment methods, and round-the-clock roadside assistance, Insure on the Spot delivers a comprehensive solution for all auto insurance needs.
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