How Much Is A Root Canal Without Insurance?

This article has everything you need to know about root canal and answers how much is a root canal without insurance.


Has your dentist suggested you a root canal due to a tainted or rotting tooth? The possibility of such treatment might be startling—although there’s nothing to stress over regarding root canal—yet much more alarming than that may be how you pay for it with no dental insurance? In this article, we’ll experience what a root canal is, the reason you would need to get one, and how you can pay for it.

It was not long ago that you made dental visits for your braces or your child’s. If not braces then certainly you have had tooth aches, cavities or a need to get a root canal done. Well, if not you then someone around you must’ve developed dental problems and this is probably the main reason you’re here, looking out for the expected expenditure that you’re about to encounter.

Be it scaling, wisdom tooth extraction, braces or cavity removal why are dental procedures so expensive? With every visit to the dentist this is something that we always wonder.

Remember the demand and supply phenomenon in Economics? The greater the demand of a product or service, the higher it is charged for. What makes clothing brands raise their prices around festive events? They know how people will buy from them no matter what because it is a need of the time and similarly, dental procedures are quite well embraced by people because of the need they develop to get rid of dental problems throughout the course of life.
Whether these high charges are justified or not is a separate debate but why is dental work so expensive and consequently how much is a root canal without insurance is something we shall dive in.

What is a root canal?

Root canal treatment is designed to eliminate bacteria from the infected root canal, prevent reinfection of the tooth and save the natural tooth. When one undergoes a root canal, the inflamed or infected pulp is removed and the inside of the tooth is carefully cleaned and disinfected, then filled and sealed.

The most common reason for a root canal is an infection. When bacteria gets into the pulp (the soft tissue inside the tooth), it can cause an infection. This can happen due to a deep cavity, a crack or chip in the tooth, or repeated dental procedures.

Root canals are usually performed by dentists or endodontists (specialists who treat problems with the roots of teeth).

Why you may need a root canal?

A root canal is a treatment used to repair and save a tooth that is badly decayed or infected. During a root canal procedure, the nerve and pulp are removed from the tooth, and the inside of the tooth is cleaned and sealed.

You may need a root canal if the nerve of your tooth becomes irritated or infected. This can happen because of:

  • Decay
  • A deep cavity
  • A crack or chip in your tooth
  • Repeated dental procedures on your tooth

Is it cheaper to get a root canal or extraction?

Hearing that you must have a root canal is perhaps the most alarming thing you can hear when you visit the dental specialist. A root canal is an endodontic therapy that requires the clinical fix of an inflamed or damaged tooth. As per the American Association of Endodontists, there are 15 million root canals played out each year. Stigma about the torment of a root canal is one aspect of the fear you may confront when hearing you need the procedure, yet the second thing the vast majority stress over is the expense.

Regardless of whether your dentist alludes to you as an expert or they do the procedure themselves, there are costs that rely upon the degree of damage to your tooth. Given whether you have dental insurance or not, here is the thing that you can hope to pay for, alongside the fundamental data to think about getting a root canal.

The cost varies depending upon how complex the issue is and which tooth is infected. Molars are harder to treat, and hence, the expense is generally higher. Most dental insurance policies give some inclusion to endodontic treatment.

For the most part, endodontic treatment and rebuilding of the normal tooth are more affordable than the option of having the tooth extracted.

An extracted tooth must be supplanted with an embed or extension to reestablish biting capacity and keep adjacent teeth from shifting. These techniques will generally cost more than endodontic treatment and appropriate restoration via root canal.

An endodontist is, where a dental specialist is a generalist. You don’t need to go to an endodontist to get a root canal, of the 15 million root canal systems done, general dental specialists did 72%, and endodontists did 28%. However, consider that endodontists have long stretches of cutting edge preparation and are specialists in tormenting the board.

Why do root canals cost so much?

Root Canal cost
Root Canal cost

All things considered, expect the expense of a root canal without insurance to be around $1,000.

It is exceptionally hard to gauge the expense without the points of interest of your circumstance, yet this information can help. Root Canal treatment generally includes a few stages. These variables decide the expense of your root canal:

  • Your decision of dental specialist or dentist
  • Conference and X-beam expenses
  • Sedation and drug to forestall or treat diseases
  • Root Canal area: Front teeth are more affordable than back teeth because of the number of roots or canals.
  • Degree of harm

Here are a few scopes of cost to expect for a root canal:

  • front teeth go from $300 to $1500,
  • Bicuspids from $400 to $1800,
  • and Molars from $500 to $2000.

How much is a root canal out of pocket?

The costs mentioned above can be befuddling. On the off chance that you need to know precisely how much a root canal will cost you. As indicated by FAIR Health, a non-profit association, a reasonable expense for a root canal will average:

  • Front tooth: $762
  • Bicuspid: $879
  • Molar: $1,111
Tooth Root Canal Cost Crown Cost Fees Total No Insurance Total With Insurance
Molar $1,000 to$1,600  $800 to $2,000 $200 $2,000 to $3,800 $600 to $2,200
Bicuspid/premolar $800 to $1,600  $800 to $2,000 $200 $1,800 to $3,800 $500 to $2,200
Front Tooth $700 to $1,400  $800 to $2,000 $200 $1,700 to $3,600 $450 to $2,000

You can do a quest for instance expenses of root canals by utilizing an internet hunt instrument. This instrument will give you a model dependent on your ZIP code. Utilize this to contrast with the appraisals you have. After the root canal, remember the expenses of a crown or a filling. Study these dental expenses later in this article.

How much is a root canal with insurance?

Dental insurance that covers root canals may have waiting periods, limits, co-pays, or deductibles. Here’s how it works:

For instance, your root canal will be $1000. On the off chance that your breaking point for the year is $1500 and you have just spent $500 on other dental work, you have $1000 accessible for your root canal. It doesn’t mean you will get $1000.

See whether there is a deductible or co-pay. By and large, this could be 35%-half of the cost; the best dental plans may pay more. Call your insurance carrier to discover how your insurance plan functions.

If the dental insurance covers half of the $1000 cost of the root canal with no deductible, at that point, your insurance would pay $500 for the root canal, and you would need to pay the remaining $500 from cash on hand.

If the expense of your root canal surpasses the breaking point you had accessible; at that point, you would need to pay anything over the limit out of your pocket.

There are numerous alternatives to get dental cost financing like utilizing a clinical Visa or getting dental credit. You may likewise think about the advantages of utilizing an HSA or FSA.

A root canal may appear to be truly costly and you might be enticed to set aside cash by extracting the tooth.

Never extract a tooth as opposed to getting a root canal to save money. The expenses of tooth extraction might be more than root canals when you think about the expense of fake teeth, extensions, or inserts, in addition to the extraction.

On the off chance that it is proposed to extract the tooth rather than doing a root canal, request a referral to an endodontist, or hear the second point of view to make the best choice.

With this data, you ought to have a superior thought of the expense of a root canal just as the tips you have to get a good deal on root canal treatment to get the treatment you need at the earliest opportunity.

Average Root Canal Costs

As you may know, endodontic treatment (root canal therapy) is one of the most common dental procedures. It is also one of the most expensive, with an average cost of $1,086 per tooth in the United States.

However, there are a number of ways to reduce the cost of root canal treatment, including

Asking your dentist if they offer any discounts for multiple procedures or for cash payments

  • Checking to see if your dental insurance plan covers endodontic treatment.
  • Check with your local dental school to see if they offer discounted treatments performed by dental students.

Will medicare or medicaid pay for a root canal?

Federal health insurance won’t pay for most dental consideration, including a root canal. Medicaid covers dental services in some states. Some Medicare insurance plans may pay.

Root canal
Root canal

Tips to save money on root canal cost

There are a couple of procedures you can use to get a good deal at the expense of a root canal.

  • Utilize a dental markdown plan

See whether you get a markdown by paying in real money or one installment

  • Search for an association that can help with dental expenses.

For instance, Dental Lifeline gives free dental consultation to qualified individuals.

  1. Check to evaluate with a few dental specialists or endodontists
  2. Arrange the expense
  3. Deliberately utilize your dental insurance

Check if you can guarantee part of the expenses through coordination of benefits on a family member or life partner’s insurance

  1. Investigate when the cutoff points on your dental insurance reset
  2. Consider the circumstance to maximize your insurance
  3. Investigate dental schools or endodontic schools to do the methodology

Cost of root canal and crown

A root canal itself costs somewhere in the range of $900 and $1,600 with no insurance. The following is a rundown of normal costs for the various kinds of root canals. Remember there might be extra expenses related to a root canal treatment.

Average cost of a root canal

Treatment cost without insurance

  • Pulp Cap Direct : $122
  • Pulp Cap Indirect : $122
  • Therapeutic Pulpotomy : $293
  • Endodontic Therapy – Anterior Tooth $1,071
  • Endodontic Therapy – Bicuspid Tooth $1,213
  • Endodontic Therapy – Molar $1,493

(All procedures exclude final restoration—which typically means a dental crown.)

Luckily, there are insurance options that can help cut the expense of those costs altogether. For example, the Careington 500 Series Dental Plan is a cross country plan that can assist individuals with saving money. Here are only a couple of test value records for individuals who live in California, New York, and Texas and are needing a root canal or protection treatment:

California Careington Members

  • Pulp Cap Direct: $40
  • Pulp Cap Indirect: $40
  • Therapeutic Pulpotomy: $95
  • Endodontic Therapy – Anterior Tooth: $380
  • Endodontic Therapy – Bicuspid Tooth: $457
  • Endodontic Therapy – Molar: $576

(All procedures exclude final restoration)

New York Careington Members

  • Pulp Cap Direct: $33
  • Pulp Cap Indirect: $33
  • Therapeutic Pulpotomy: $80
  • Endodontic Therapy – Anterior Tooth: $399
  • Endodontic Therapy – Bicuspid Tooth: $480
  • Endodontic Therapy – Molar: $607

(All procedures exclude final restoration)

Texas Careington Members

  • Pulp Cap Direct: $25
  • Pulp Cap Indirect: $25
  • Therapeutic Pulpotomy: $60
  • Endodontic Therapy – Anterior Tooth: $320
  • Endodontic Therapy – Bicuspid Tooth: $379
  • Endodontic Therapy – Molar: $477

(All procedures exclude final restoration)

The costs mentioned above reflect what you can hope to pay at a dental clinic which may shift contingent upon the dentist you see.

What happens if I can’t afford a root canal?

Root Canal cost
Root Canal cost

Root canals are required when a tooth is harmed or the pulp inside the tooth gets inflamed. This treatment is utilized to help fix and spare the tooth that is tainted or has rotted. Dentists may suggest a root canal if:

  • You experience toothache with hot or cold temperatures even after what has caused the sensation has been eliminated.
  • Your teeth start to stain or obscure.
  • You have a serious toothache when you bite or apply pressure.
  • Your gums expand and get delicate.
  • You have repeating and diligent boils on your gums.

In case you can’t afford a root canal, look out for different types of root canals to check which might work for you the best in minimum expenditure.

While there is truly just one sort of root canal—even though it changes relying upon the area of the tooth—there are a few deterrent methods related to endodontics since it plans to keep rot and contamination from reaching the pulp of the tooth. Here is a portion of those protection strategies, alongside a more intensive clarification of the root canal measure.

Mash Capping

This is a precaution procedure that precedes a root canal. It is utilized to prevent tooth rot from assaulting the pulp of the tooth. Nonetheless, if the mash has just been contaminated and the tooth passes on, a root canal will be required.

Helpful Pulpotom

Another deterrent procedure, a remedial pulpotomy is ordinarily performed on essential teeth to prevent rot from spreading to the tooth’s mash.

Endodontic Therapy

Also known as root canal treatment, endodontic treatment treats within a tainted tooth by eliminating the contaminated pulp, cleaning within the tooth, and afterwards filling and fixing it with an elastic like material. At that point, a crown is set over the tooth as a final step to protect the original tooth.

Endodontics Cost Factors

There are several cost factors that can impact the price of endodontic treatment. The type of insurance coverage you have is one factor that can influence the out-of-pocket cost for root canal therapy. Other cost considerations include:

  • The severity of the tooth infection or damage.
  • The number of teeth needing treatment.
  • The location of the teeth (front teeth are usually more expensive to treat than back teeth).
  • The type of endodontic procedure needed.
  • The experience and expertise of the endodontist.

How much does dental insurance cover for root canals?

Dental insurance plans typically cover 50-80% of the cost of a root canal. The specific percentage depends on the plan and the procedure. For example, a more comprehensive plan may cover 100% of the cost while a less comprehensive plan may only cover 50%. Many dental insurance plans have an annual maximum benefit, which is the maximum amount the plan will pay out in a year. Once this benefit is reached, the patient is responsible for paying the remainder of the bill.

For example, if the cost of a root canal is $1,000 and the dental insurance plan has an annual maximum benefit of $500, the patient would be responsible for paying $500.

How much does a typical root canal and crown cost?

The cost of a root canal and crown can vary depending on the location of the tooth, the severity of the damage, and other factors. However, on average, a root canal and crown procedure can cost between $1,500 and $3,000.


Moreover, for those of you needing to get a good deal on root canals, consider rebate dental plans. They’ll help cut the expense of a root canal and other dental methods to make them more affordable for you.

Sandra Johnson

Sandra Johnson

Sandra Johnson was a few years out of school and took a job as a life insurance agent in California, selling coverage door-to-door for Prudential. The experience taught her about the technical components of insurance and its benefits for individuals and society, as well as the misunderstandings people often have about insurance. She has over ten years’ experience in the insurance industry, having worked as both a Broker and Underwriter, assisting clients across a broad range of industries. At Insurance Noon, Sarah diligently gathers all the required information and curates up pieces to provide meaningful insurance solutions. Her personal value proposition is to demonstrate a genuine interest in always adding value for clients.Her determined approach to guiding clients has turned her into a platinum adviser to multiple insurers.

Insurance Noon is the world's leading source of insurance related content on the web, focusing on industry news, buying guides, reviews, and much more.